When you go to the bank to take a loan, the bank tells you about both fixed rate home loan and floating rate home loan. In fixed rate home loan, the interest rate is fixed at the time of taking the ...

Choosing between fixed and floating rates is less about current EMIs and more about long-term risk management.

A lender’s decision between taking a fixed charge and taking a floating charge requires it to weigh a multitude of pros and cons. A fixed charge ranks ahead of an earlier floating charge that has not ...

The characterisation of fixed and floating charges remains a complex area, not least with respect to new intangible asset types. For secured creditors, the validity and enforceability of their ...